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Bank of America® Travel Rewards credit card

Bank of America Points
Welcome bonus
25,000 points
≈ $250 at 1.0¢ per point
after $1,000 spend in 3 months
Annual fee$0 
Value per point~1.0¢median of 3 published valuations
First-year value*$717easy credits counted · $717 with none
Year 2+ value*$467each year after the first, after the fee · $467 with no credits
$0 fee vs $0 in stated credits a yearFace value. You’d use $0 by our default → yearly cost after year 1 $0 ↓
Worth ~1.0¢/pt, median of 3 published valuations

Range 1.0–1.0¢. No published value from The Points Guy, Bankrate, One Mile at a Time, Frequent Miler (RRV). Checked 2026-10-23. How we use these

See the offer on Bank of America’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: Bank of America card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.0¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$0
vs
Stated credits a year$0face value, as Bank of America states it
Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

No statement credits are listed on the issuer page.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

  • other No foreign transaction fees

Source: Bank of America card page and benefit terms · checked 2026-10-23.

How it earns

  • 1.5x everything else
  • Bank of America describes the bonus as a $250 value; spend window is 90 days.

Offer details

  • 25,000 points after $1,000 in 3 months

Annual fee $0. Credits from the issuer page are in Credits & perks above.

Questions about the BofA Travel Rewards

What is the BofA Travel Rewards welcome bonus?

25,000 points after $1,000 in 3 months, about $250 at the median published point value, per Bank of America’s card page checked October 23, 2026.

What is the BofA Travel Rewards annual fee?

$0, as listed on Bank of America’s page on October 23, 2026.

How much are its points worth?

About 1.0¢ each: the median of 3 published valuations (range 1.0–1.0¢), checked October 23, 2026.

What credits does the BofA Travel Rewards include?

Bank of America’s page lists no statement credits for this card.

Is the BofA Travel Rewards worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $717 in the first year and $467 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 25,000 points × 1.0¢$250
A year of earning: 46,650 points × 1.0¢$467
Annual fee−$0
First year / Year 2+$717 / $467

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.