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Aer Lingus Visa Signature® Card

Avios (British Airways / Aer Lingus / Iberia)
Welcome bonus
75,000 Avios
≈ $923 at 1.23¢ per Avios
after $5,000 spend in 3 months
Annual fee$95 
Value per point~1.23¢median of 6 published valuations
First-year value*$1,228easy credits counted · $1,228 with none
Year 2+ value*$337each year after the first, after the fee · $337 with no credits
$95 fee vs $0 in stated credits a yearFace value. You’d use $0 by our default → yearly cost after year 1 $95 ↓
Worth ~1.23¢/Avios, median of 6 published valuations

Range 1.1–2.55¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on Chase’s site ↗ Run your own numbers

Source: Chase card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.23¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$95
vs
Stated credits a year$0face value, as Chase states it
Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

No statement credits are listed on the issuer page.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

  • companion Economy Companion Ticket after $30,000 spend in a calendar year (no cash or Avios value per Aer Lingus terms)
  • boarding Priority boarding on Aer Lingus flights from/to the US

Source: Chase card page and benefit terms · checked 2026-10-23.

How it earns

  • 3x British Airways / Aer Lingus / Iberia only Flights (booked with the airline)
  • 2x Hotels (booked with the hotel)
  • 1x everything else
  • 3x applies to Aer Lingus, British Airways and Iberia flight purchases.

Annual bonus points

  • 2,500 bonus Avios each account anniversary year

Offer details

  • 75,000 Avios after $5,000 in 3 months

Annual fee $95. Credits from the issuer page are in Credits & perks above.

Questions about the Aer Lingus Visa Signature

What is the Aer Lingus Visa Signature welcome bonus?

75,000 Avios after $5,000 in 3 months, about $923 at the median published point value, per Chase’s card page checked October 23, 2026.

What is the Aer Lingus Visa Signature annual fee?

$95 a year, as listed on Chase’s page on October 23, 2026.

How much are its Avios worth?

About 1.23¢ each: the median of 6 published valuations (range 1.1–2.55¢), checked October 23, 2026.

What credits does the Aer Lingus Visa Signature include?

Chase’s page lists no statement credits for this card.

Is the Aer Lingus Visa Signature worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $1,228 in the first year and $337 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 75,000 Avios × 1.23¢$923
A year of earning: 32,600 Avios × 1.23¢$401
Annual bonus points (2,500) from year 2$31
Annual fee−$95
First year / Year 2+$1,228 / $337

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.