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Atmos™ Rewards Ascent Visa Signature® credit card

Atmos Rewards (Alaska/Hawaiian)
Welcome bonus
50,000 points
≈ $765 at 1.53¢ per point
after $1,500 spend in 3 months
Annual fee$95 
Value per point~1.53¢median of 6 published valuations
First-year value*$1,201easy credits counted · $1,201 with none
Year 2+ value*$436each year after the first, after the fee · $436 with no credits
$95 fee vs $0 in stated credits a yearFace value. You’d use $0 by our default → yearly cost after year 1 $95 ↓
Worth ~1.53¢/pt, median of 6 published valuations

Range 1.4–2.34¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on Bank of America’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: Bank of America card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.53¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$95
vs
Stated credits a year$0face value, as Bank of America states it
Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

No statement credits are listed on the issuer page.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

  • companion $99 Companion Fare (plus taxes from $23) each anniversary year after $6,000 spend in the prior year
  • bags Free checked bag and preferred boarding for you and up to 6 guests
  • lounge $100 off an annual Alaska Lounge+ membership
  • other 20% back on Alaska and Hawaiian Airlines inflight purchases

Source: Bank of America card page and benefit terms · checked 2026-10-23.

How it earns

  • 3x Alaska / Hawaiian only Flights (booked with the airline)
  • 2x Gas & EV charging, Other travel
  • 1x everything else
  • 2x on gas, EV charging, cable, streaming and local transit incl. rideshare (modeled on gas + Other travel).

Offer details

  • 50,000 points after $1,500 in 3 months
  • Plus a $99 Companion Fare (plus taxes and fees from $23) — not given a dollar value

Annual fee $95. Credits from the issuer page are in Credits & perks above.

Questions about the Atmos Rewards Ascent

What is the Atmos Rewards Ascent welcome bonus?

50,000 points after $1,500 in 3 months, about $765 at the median published point value, per Bank of America’s card page checked October 23, 2026.

What is the Atmos Rewards Ascent annual fee?

$95 a year, as listed on Bank of America’s page on October 23, 2026.

How much are its points worth?

About 1.53¢ each: the median of 6 published valuations (range 1.4–2.34¢), checked October 23, 2026.

What credits does the Atmos Rewards Ascent include?

Bank of America’s page lists no statement credits for this card.

Is the Atmos Rewards Ascent worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $1,201 in the first year and $436 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

Data notes:
  • Limited-time online offer.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 50,000 points × 1.53¢$765
A year of earning: 34,700 points × 1.53¢$531
Annual fee−$95
First year / Year 2+$1,201 / $436

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.