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Aeroplan® Credit Card

Air Canada Aeroplan

Welcome bonus

75,000 points

+ 40,000 more after $20,000 in 12 months (not in the $ figure)

≈ $1,088 at 1.45¢ per point

after $4,000 spend in 3 months

Annual fee$195

Value per point~1.45¢median of 6 published valuations

First-year value*$2,299easy credits counted · $2,269 with none

Year 2+ value*$631each year after the first, after the fee · $601 with no credits

$195 fee vs $130 in stated credits a yearFace value. You’d use $30 by our default → yearly cost after year 1 $165 ↓

Worth ~1.45¢/pt, median of 6 published valuations

AwardWallet 1.86¢
The Points Guy 1.5¢
Upgraded Points 1.5¢
One Mile at a Time 1.4¢
Frequent Miler (RRV) 1.4¢
NerdWallet 1.1¢

Range 1.1–1.86¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on Chase’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: Chase card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.45¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$195

Stated credits a year$130face value, as Chase states it

Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

Air Canada statement credits$100/yrup to $50 Jan–Jun + $50 Jul–Dec · Automatic on eligible Air Canada transactions.niche co-brand
Global Entry / TSA PreCheck / NEXUS application fee credit$120 every 4 yrs ≈ $30/yrup to $120 once every 4 years · Pay the application fee with the card; one credit every 4 years.easy airport

Your net cost$165Yearly cost after year 1: annual fee − credits you’ll use ($30)

Year 2+ value*$631each year after the first, after the annual fee, with your ticks

First-year value*$2,299bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

status Automatic Aeroplan 25K status; 35K after $75,000 spend in a calendar year
bags Free first checked bags for you and up to 8 people on Air Canada

Source: Chase card page and benefit terms · checked 2026-10-23.

How it earns

3x Flights (booked with the airline), Hotels (booked with the hotel), Other travel
2x Groceries, Dining & takeout, Gas & EV charging
1x everything else

3x on Air Canada purchases and on travel. Grocery earns 3x through 12/31/2026 (we model 2x).

Offer details

75,000 points after $4,000 in 3 months
+ 40,000 more after $20,000 in 12 months

Annual fee $195. Credits from the issuer page are in Credits & perks above.

Questions about the Chase Aeroplan Card

What is the Chase Aeroplan Card welcome bonus?

75,000 points after $4,000 in 3 months (+ 40,000 more after $20,000 in 12 months), about $1,088 at the median published point value, per Chase’s card page checked October 23, 2026.

What is the Chase Aeroplan Card annual fee?

$195 a year, as listed on Chase’s page on October 23, 2026.

How much are its points worth?

About 1.45¢ each: the median of 6 published valuations (range 1.1–1.86¢), checked October 23, 2026.

What credits does the Chase Aeroplan Card include?

$130 a year in stated credits at face value, across 2 credits. By our default (only easy, flexible credits) you’d use $30, so the yearly cost after year 1 is $165.

Is the Chase Aeroplan Card worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $2,299 in the first year and $631 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 115,000 points × 1.45¢	$1,667
A year of earning: 54,900 points × 1.45¢	$796
Global Entry / TSA PreCheck / NEXUS application fee credit ($120 ÷ 4 yrs)	$30
Annual fee	−$195
First year / Year 2+	$2,299 / $631

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.