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Delta SkyMiles® Platinum American Express Card

Delta SkyMiles Offer varies by applicant
Welcome bonus · as high as
90,000 miles
+ $300 statement credit
≈ $1,380 at 1.2¢ per mile, extras included
after $4,000 spend in 6 months
Annual fee$350 
Value per mile~1.2¢median of 6 published valuations
First-year value*$1,613easy credits counted · $1,583 with none
Year 2+ value*$233each year after the first, after the fee · $203 with no credits
$350 fee vs $420 in stated credits a yearFace value. You’d use $30 by our default → yearly cost after year 1 $320 ↓
Worth ~1.2¢/mi, median of 6 published valuations

Range 1.1–1.37¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on American Express’s site ↗ Run your own numbers

Source: American Express card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.2¢ per mile (median of published valuations) — see method.

Credits & perks

Annual fee$350
vs
Stated credits a year$420face value, as American Express states it
Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

Your net cost$320Yearly cost after year 1: annual fee − credits you’ll use ($30)
Year 2+ value*$233each year after the first, after the annual fee, with your ticks
First-year value*$1,613bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

  • companion Companion Certificate each year after renewal (Delta Main round-trip, U.S./Mexico/Caribbean/Central America; taxes and fees extra)
  • bags First checked bag free (second bag free on domestic Delta flights)
  • status MQD Headstart and MQD Boost toward Medallion status
  • status Hertz Five Star status
  • other 15% off Delta award travel (TakeOff 15)

Source: American Express card page and benefit terms · checked 2026-10-23.

How it earns

  • 3x Delta only Flights (booked with the airline)
  • 3x Hotels (booked with the hotel)
  • 2x Dining & takeout, Groceries
  • 1x everything else

Offer details

  • As high as 90,000 miles after $4,000 in 6 months
  • + $300 statement credit
  • Two-part offer: $300 statement credit plus the miles after the same spend
  • Offer ends 2026-11-04

Annual fee $350. Credits from the issuer page are in Credits & perks above.

Questions about the Delta SkyMiles Platinum Amex

What is the Delta SkyMiles Platinum Amex welcome bonus?

As high as 90,000 miles after $4,000 in 6 months (+ $300 statement credit), about $1,380 at the median published point value, per American Express’s card page checked October 23, 2026. The issuer says offers vary and yours may be lower.

What is the Delta SkyMiles Platinum Amex annual fee?

$350 a year, as listed on American Express’s page on October 23, 2026.

How much are its miles worth?

About 1.2¢ each: the median of 6 published valuations (range 1.1–1.37¢), checked October 23, 2026.

What credits does the Delta SkyMiles Platinum Amex include?

$420 a year in stated credits at face value, across 4 credits. By our default (only easy, flexible credits) you’d use $30, so the yearly cost after year 1 is $320.

Is the Delta SkyMiles Platinum Amex worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $1,613 in the first year and $233 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

Data notes:
  • Welcome offer is “as high as”; limited-time offer ends 11/4/2026.
  • Companion certificate is not given a dollar value.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 90,000 miles × 1.2¢ + $300 extras$1,380
A year of earning: 46,100 miles × 1.2¢$553
Global Entry ($120) or TSA PreCheck (up to $85) fee credit ($120 ÷ 4 yrs)$30
Annual fee−$350
First year / Year 2+$1,613 / $233

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.