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Delta SkyMiles® Gold American Express Card

Delta SkyMiles Offer varies by applicant

Welcome bonus · as high as

80,000 miles

+ $250 statement credit

≈ $1,210 at 1.2¢ per mile, extras included

after $3,000 spend in 6 months

Annual fee$150$0 the first year

Value per mile~1.2¢median of 6 published valuations

First-year value*$1,727easy credits counted · $1,727 with none

Year 2+ value*$367each year after the first, after the fee · $367 with no credits

$150 fee vs $220+ in stated credits a yearFace value. You’d use $0 by our default → yearly cost after year 1 $150 ↓

Worth ~1.2¢/mi, median of 6 published valuations

AwardWallet 1.37¢
The Points Guy 1.2¢
NerdWallet 1.2¢
Upgraded Points 1.2¢
One Mile at a Time 1.1¢
Frequent Miler (RRV) 1.1¢

Range 1.1–1.37¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on American Express’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: American Express card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.2¢ per mile (median of published valuations) — see method.

Credits & perks

Annual fee$150$0 the first year

Stated credits a year$220+face value, as American Express states it

+ $200 more only if you hit a yearly spend threshold

Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

Delta Stays credit$100/yrup to $100 per year · Prepaid hotels or vacation rentals booked through Delta Stays on delta.com.niche co-brand
Rideshare credit$120/yrup to $10/mo after your first card renewal · U.S. rideshare with select providers. Enrollment required. Monthly.niche from year 2 rideshare
Delta Flight Credit after $10,000 spend$200/yr$200 once per calendar year · Needs $10,000 in purchases in the calendar year.niche needs $10,000/yr spend co-brand

Your net cost$150Yearly cost after year 1: annual fee − credits you’ll use ($0)

Year 2+ value*$367each year after the first, after the annual fee, with your ticks

First-year value*$1,727bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

bags First checked bag free on Delta flights (second bag free on domestic Delta flights)
other 20% back on Delta in-flight purchases
other 15% off Delta award travel (TakeOff 15)

Source: American Express card page and benefit terms · checked 2026-10-23.

How it earns

2x Delta only Flights (booked with the airline)
2x Dining & takeout, Groceries
1x everything else

Offer details

As high as 80,000 miles after $3,000 in 6 months
+ $250 statement credit
Two-part offer: $250 statement credit plus the miles after the same spend
Offer ends 2026-11-04

Annual fee $150 ($0 the first year). Credits from the issuer page are in Credits & perks above.

Questions about the Delta SkyMiles Gold Amex

What is the Delta SkyMiles Gold Amex welcome bonus?

As high as 80,000 miles after $3,000 in 6 months (+ $250 statement credit), about $1,210 at the median published point value, per American Express’s card page checked October 23, 2026. The issuer says offers vary and yours may be lower.

What is the Delta SkyMiles Gold Amex annual fee?

$150 a year ($0 the first year), as listed on American Express’s page on October 23, 2026.

How much are its miles worth?

About 1.2¢ each: the median of 6 published valuations (range 1.1–1.37¢), checked October 23, 2026.

What credits does the Delta SkyMiles Gold Amex include?

$220 a year in stated credits at face value, across 3 credits. By our default (only easy, flexible credits) you’d use $0, so the yearly cost after year 1 is $150.

Is the Delta SkyMiles Gold Amex worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $1,727 in the first year and $367 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

Data notes:

Welcome offer is “as high as”; limited-time offer ends 11/4/2026.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 80,000 miles × 1.2¢ + $250 extras	$1,210
A year of earning: 43,100 miles × 1.2¢	$517
Annual fee	−$150 (yr 1: $0)
First year / Year 2+	$1,727 / $367

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.