Home / All cards / American Express

Marriott Bonvoy Brilliant® American Express® Card

Marriott Bonvoy

Welcome bonus

100,000 points

≈ $720 at 0.72¢ per point

after $6,000 spend in 6 months

Annual fee$650

Value per point~0.72¢median of 6 published valuations

First-year value*$597easy credits counted · $567 with none

Year 2+ value*$489each year after the first, after the fee · −$153 with no credits

$650 fee vs $330 + 1 free night in stated credits a yearFace value. You’d use $642 by our default → yearly cost after year 1 $8 ↓

Worth ~0.72¢/pt, median of 6 published valuations

AwardWallet 0.93¢
The Points Guy 0.75¢
Frequent Miler (RRV) 0.73¢
NerdWallet 0.7¢
Upgraded Points 0.7¢
One Mile at a Time 0.7¢

Range 0.7–0.93¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on American Express’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: American Express card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 0.72¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$650

Stated credits a year$330face value, as American Express states it · plus 1 free night

+ 1 free-night certificate (no $ value stated by the issuer)

Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

Brilliant dining credit$300/yrup to $25/mo · Restaurants worldwide. Monthly, use it or lose it.niche dining
Free Night Award (up to 85,000 points)1 night ≈ $612our value: 85,000 pts cap × median ¢one every year after your card renewal month · Automatic; resort fees may apply.easy from year 2 free night
Global Entry ($120) or TSA PreCheck (up to $85) fee credit$120 every 4 yrs ≈ $30/yronce every 4 years (Global Entry) / 4.5 years (TSA PreCheck) · Pay the application fee with the card.easy airport

Your net cost$8Yearly cost after year 1: annual fee − credits you’ll use ($642)

Year 2+ value*$489each year after the first, after the annual fee, with your ticks

First-year value*$597bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

lounge Priority Pass membership, unlimited visits to 1,300+ lounges (enrollment required)
status Marriott Bonvoy Platinum Elite status
status 25 Elite Night Credits each calendar year
travel Up to $100 property credit at The Ritz-Carlton or St. Regis (2-night minimum, special rate)

Source: American Express card page and benefit terms · checked 2026-10-23.

How it earns

6x Marriott only Hotels (booked with the hotel)
3x Dining & takeout, Flights (booked with the airline)
2x everything else

Offer details

100,000 points after $6,000 in 6 months

Annual fee $650. Credits from the issuer page are in Credits & perks above.

Questions about the Marriott Bonvoy Brilliant Amex

What is the Marriott Bonvoy Brilliant Amex welcome bonus?

100,000 points after $6,000 in 6 months, about $720 at the median published point value, per American Express’s card page checked October 23, 2026.

What is the Marriott Bonvoy Brilliant Amex annual fee?

$650 a year, as listed on American Express’s page on October 23, 2026.

How much are its points worth?

About 0.72¢ each: the median of 6 published valuations (range 0.7–0.93¢), checked October 23, 2026.

What credits does the Marriott Bonvoy Brilliant Amex include?

$330 a year in stated credits at face value plus 1 free-night certificate, across 3 credits. By our default (only easy, flexible credits) you’d use $642, so the yearly cost after year 1 is $8.

Is the Marriott Bonvoy Brilliant Amex worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $597 in the first year and $489 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 100,000 points × 0.72¢	$720
A year of earning: 69,000 points × 0.72¢	$497
Free Night Award (up to 85,000 points) from year 2	$612
Global Entry ($120) or TSA PreCheck (up to $85) fee credit ($120 ÷ 4 yrs)	$30
Annual fee	−$650
First year / Year 2+	$597 / $489

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.