Marriott Bonvoy Brilliant Amex vs Marriott Bonvoy Boundless
At our sample profile ($31,100/yr spend, only “easy” credits counted), the Marriott Bonvoy Brilliant Amex comes to $597 in the first year and $489 a year after that; the Marriott Bonvoy Boundless comes to $1,576 and $748. Annual fees are $650 and $95, against $330 and $100 a year in stated credits. Figures from the issuers’ pages, checked October 23, 2026; your spending will change the result.
| Marriott Bonvoy Brilliant® American Express® Card | Marriott Bonvoy Boundless® Credit Card | |
|---|---|---|
| Issuer | American Express | Chase |
| Annual fee | $650 | $95 |
| Welcome bonus | 100,000 points≈ $720after $6,000 in 6 months | 3 Free Night Awards≈ $1,080after $3,000 in 3 months |
| Rewards currency | Marriott Bonvoy | Marriott Bonvoy |
| Value per point | ~0.72¢ each, median of 6 published valuations | ~0.72¢ each, median of 6 published valuations |
| Earning |
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| Fee vs stated credits | $650 vs $330stated credits a year (face value) · + 1 free night | $95 vs $100stated credits a year (face value) · + 1 free night |
| Yearly cost after year 1 | $8fee − $642 of “easy” credits (our default) | −$257fee − $352 of “easy” credits (our default) |
| Year 2+ value* | $489 each year after the first, after the annual fee | $748 each year after the first, after the annual fee |
| First-year value* | $597 | $1,576 |
| Credits & perks |
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| Perks (no $ unless the issuer states one) |
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| Source | Issuer page | Issuer page |
Face value isn’t real value: a credit only saves you money if you’d have spent it anyway. *Year 2+ and first-year values use our sample profile and default credit ticks. Add a third card · How we calculate
Marriott Bonvoy Brilliant Amex vs Marriott Bonvoy Boundless: quick answers
Which has the bigger welcome bonus, Marriott Bonvoy Brilliant Amex vs Marriott Bonvoy Boundless?
The Marriott Bonvoy Boundless has the bigger headline bonus in dollars: 100,000 points (≈$720) vs 3 Free Night Awards (≈$1,080), at median published point values, checked October 23, 2026.
Which has the lower annual fee?
The Marriott Bonvoy Boundless: $95 vs $650 a year.
Which costs less after year 1, once credits are counted?
Yearly cost after year 1 (annual fee minus the easy credits we count by default): Marriott Bonvoy Brilliant Amex $8, Marriott Bonvoy Boundless −$257. Tick the credits you’d really use on each card page to get your own figure.