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World of Hyatt Credit Card

World of Hyatt
Welcome bonus
30,000 points
≈ $474 at 1.58¢ per point
after $3,000 spend in 3 months
Annual fee$95 
Value per point~1.58¢median of 6 published valuations
First-year value*$1,147easy credits counted · $997 with none
Year 2+ value*$823each year after the first, after the fee · $523 with no credits
$95 fee vs $0 + 2 free nights in stated credits a yearFace value. You’d use $300 by our default → yearly cost after year 1 −$205 ↓
Worth ~1.58¢/pt, median of 6 published valuations

Range 1.4–2.19¢. No published value from Bankrate. Checked 2026-10-23. How we use these

See the offer on Chase’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: Chase card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.58¢ per point (median of published valuations) — see method.

Credits & perks

Annual fee$95
vs
Stated credits a year$0face value, as Chase states it · plus 2 free nights
  • + 2 free-night certificates (no $ value stated by the issuer)
Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

Your net cost−$205Yearly cost after year 1: annual fee − credits you’ll use ($300)
Year 2+ value*$823each year after the first, after the annual fee, with your ticks
First-year value*$1,147bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

  • status World of Hyatt Discoverist status
  • status 5 tier-qualifying night credits each year

Source: Chase card page and benefit terms · checked 2026-10-23.

How it earns

  • 4x Hyatt only Hotels (booked with the hotel)
  • 2x Dining & takeout, Flights (booked with the airline), Other travel
  • 1x everything else
  • 2x on airline tickets bought direct, local transit/commuting and gym memberships.

Offer details

  • 30,000 points after $3,000 in 3 months
  • Chase advertises “up to 60,000”: the extra 30,000 comes from 2x on purchases for 6 months on up to $15,000 (not counted separately)

Annual fee $95. Credits from the issuer page are in Credits & perks above.

Questions about the World of Hyatt Credit Card

What is the World of Hyatt Credit Card welcome bonus?

30,000 points after $3,000 in 3 months, about $474 at the median published point value, per Chase’s card page checked October 23, 2026.

What is the World of Hyatt Credit Card annual fee?

$95 a year, as listed on Chase’s page on October 23, 2026.

How much are its points worth?

About 1.58¢ each: the median of 6 published valuations (range 1.4–2.19¢), checked October 23, 2026.

What credits does the World of Hyatt Credit Card include?

$0 a year in stated credits at face value plus 2 free-night certificates, across 2 credits. By our default (only easy, flexible credits) you’d use $300, so the yearly cost after year 1 is −$205.

Is the World of Hyatt Credit Card worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $1,147 in the first year and $823 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 30,000 points × 1.58¢$474
A year of earning: 39,100 points × 1.58¢$618
Free night at a Category 1–4 Hyatt from year 2$150
Extra Category 1–4 free night after $15,000 spend$150
Annual fee−$95
First year / Year 2+$1,147 / $823

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.