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Capital One Venture Rewards Credit Card

Capital One Miles

Welcome bonus

75,000 miles

≈ $1,275 at 1.7¢ per mile

after $4,000 spend in 3 months

Annual fee$95

Value per mile~1.7¢median of 7 published valuations

First-year value*$2,267easy credits counted · $2,237 with none

Year 2+ value*$992each year after the first, after the fee · $962 with no credits

$95 fee vs $30 in stated credits a yearFace value. You’d use $30 by our default → yearly cost after year 1 $65 ↓

Worth ~1.7¢/mi, median of 7 published valuations

AwardWallet 2.09¢
The Points Guy 1.85¢
Upgraded Points 1.8¢
Bankrate 1.7¢
One Mile at a Time 1.7¢
Frequent Miler (RRV) 1.45¢
NerdWallet 1.3¢

Range 1.3–2.09¢. Checked 2026-10-23. How we use these

See the offer on Capital One’s site ↗ Run your own numbers

Data checked by Chris Manns · Last updated October 23, 2026

Source: Capital One card page · checked October 23, 2026. *Value uses our sample profile ($31,100/yr spend, no favorite airline or hotel) and the community value of 1.7¢ per mile (median of published valuations) — see method.

Credits & perks

Annual fee$95

Stated credits a year$30face value, as Capital One states it

+ $300 one-time, first year only

Face value isn’t real value. A $25-a-month credit for something you’d never buy is worth $0 to you, and most credits are use-it-or-lose-it by month, quarter or half-year. Tick only what you’d spend on anyway.

Which would you actually use?

Our assumption: the boxes ticked to start are the “easy” credits: broad, flexible or automatic (general travel credits, airline-fee credits on any airline, Global Entry/TSA, anniversary free nights). Niche or single-merchant credits start unticked. Your choices are saved in this browser and also used by the calculator.

One-time Capital One Travel Stays credit (limited-time offer)$300 once$300 once, in your first cardholder year · Hotel and vacation rental bookings through Capital One Travel; expires one year after it’s issued.niche year 1 only travel portal
Global Entry / TSA PreCheck credit$120 every 4 yrs ≈ $30/yrup to $120 (we count it once every 4 years) · Pay the application fee with the card.easy airport

Your net cost$65Yearly cost after year 1: annual fee − credits you’ll use ($30)

Year 2+ value*$992each year after the first, after the annual fee, with your ticks

First-year value*$2,267bonus + earning + credits − fee

Counts each ticked credit at 100% of face value. Global Entry/TSA counts as a quarter a year. Free nights use our point values. *At our sample profile; how credits are counted.

Perks with no stated $ value

Lounges, status, bags and similar. We don’t put a number on these unless the issuer does.

status Hertz Five Star status
travel Lifestyle Collection: $50 experience credit on each stay

Source: Capital One card page and benefit terms · checked 2026-10-23.

How it earns

5x Travel booked on the card’s own travel site
2x everything else

5x on hotels, vacation rentals and rental cars booked through Capital One Travel.

Offer details

75,000 miles after $4,000 in 3 months

Annual fee $95. Credits from the issuer page are in Credits & perks above.

Questions about the Capital One Venture

What is the Capital One Venture welcome bonus?

75,000 miles after $4,000 in 3 months, about $1,275 at the median published point value, per Capital One’s card page checked October 23, 2026.

What is the Capital One Venture annual fee?

$95 a year, as listed on Capital One’s page on October 23, 2026.

How much are its miles worth?

About 1.7¢ each: the median of 7 published valuations (range 1.3–2.09¢), checked October 23, 2026.

What credits does the Capital One Venture include?

$30 a year in stated credits at face value, across 2 credits. By our default (only easy, flexible credits) you’d use $30, so the yearly cost after year 1 is $65.

Is the Capital One Venture worth it?

It depends on your spending. At our sample profile ($31,100 a year, easy credits only) it comes to $2,267 in the first year and $992 each year after (Year 2+ value, after the annual fee). Enter your own numbers in the calculator.

The math at our sample profile

Sample: Dining & takeout $4,800 · Groceries $7,200 · Gas & EV charging $2,400 · Flights (booked with the airline) $2,000 · Hotels (booked with the hotel) $1,500 · Other travel $1,200 · Everything else $12,000. Credits: our default “easy” ticks.

Welcome bonus: 75,000 miles × 1.7¢	$1,275
A year of earning: 62,200 miles × 1.7¢	$1,057
Global Entry / TSA PreCheck credit ($120 ÷ 4 yrs)	$30
Annual fee	−$95
First year / Year 2+	$2,267 / $992

Use my own spending →

Verify everything on the issuer’s site before applying; offers change and may differ for you. We don’t list APRs: see the issuer’s pricing & terms. TravelCardMath earns nothing from this card today.